Mortgage Calculator

Calculate your complete home loan payment including taxes, insurance, and PMI

Mortgage Details

Home Price ($)

Down Payment ($)

Annual Interest Rate (%)

Loan Tenure (Years)

Annual Property Tax Rate (%)

Annual Insurance ($)

PMI Rate (% if down payment < 20%)

Enter mortgage details and click Calculate to see results

Frequently Asked Questions

What does PITI mean?

PITI stands for Principal, Interest, Taxes, and Insurance. It represents the complete monthly mortgage payment including all components.

When can I stop paying PMI?

PMI can typically be removed once you have 20% equity in your home. You can request removal or it may be automatically removed based on your loan terms.

How do property taxes vary?

Property taxes vary significantly by location and are set by local governments. Check your county or municipality for accurate tax rates.